If you have $22,800 in credit card debt with an 18% interest rate where you only make the minimum payments of 2% per month, it will take you over 52 years to pay off and will cost $65,193 in INTEREST ALONE.

Do you have $65,000 to throw away???

The more debt you have, the more difficult it is to get approved for a reasonable car loan, mortgage, or personal loan.

The difference between a 6% and 8% mortgage rate on a $500,000 loan is equivalent to $500,000 in interest.

Can you afford to throw away a half million dollars??
 

Our Mission

Optimal Debt Solutions goal is to create financial freedom for each client whom we encounter such that they are in a far better financial situation than previously to involvement. We commit to teaching and demonstrating the path to financial recovery and ultimate financial independence to each person we meet, speak with, or are referred. Most importantly, our mission is to create value and positively make a difference in the lives of our clients while at the same time maintaining a positive mental attitude on a daily and on-going basis towards our clients and to team members in the company.

Optimal Debt Solutions offers clients who have accumulated unsecured debt, options on how to best address their respective problem.

Everyone recognizes interest does not sleep and therefore is a serious issue for many who have debt. At Optimal Debt Solutions we offer solutions to best suit our clients and guide them to financial recovery.

There is a reason why over 35% of our business is generated by referrals because we care about each client and their success.


Clients Options

The two options to best attack credit card debt are through our debt management program or our debt settlement program.

Debt management otherwise known as debt consolidation consists of our team of negotiators drastically reduce clients’ interest rates on the accounts while maintaining current payments with creditors and at the same time keeping same credit standing

Debt Settlement consists of establishing a special purpose account where the client funds monthly and builds funds to ultimately settle their respective accounts outright at roughly half of what client owes.

Not everyone qualifies. To help you better understand whether our debt management or debt settlement program is right for you, speak with an Enrollment Advisor today. With your help and input, our trained debt consultants will evaluate your financial profile and create a personalized debt program based upon your budget and needs.

How are we able to do this? Through the Power of Leverage

We work with thousands of clients and have the ability to negotiate based on Leverage whereby we will contact creditors with thousands of cases at one time and naturally these creditors are more willing to negotiate with us based on volume than an individual et cetera. It really makes sense.

To speak with a debt consultant today to see if you qualify, call us today: (866) 768-0880

Tools & Resources

The Gross National Debt
Debt Calculator  

* Individual results may vary based on ability to save funds, amount of debt, willingness of creditors to negotiate, and the successful completion of all program terms. Program does not assume or pay any debts, nor provide legal or tax advice. Prudence should always be taken by consumers when reviewing contracts and disclosure materials. Optimal Debt Solutions services are not available in all states.

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