Optimal Debt Solutions - Debt Settlement

If you have $22,800 in credit card debt with an 18% interest rate where you only make the minimum payments of 2% per month, it will take you over 52 years to pay off and will cost $65,193 in INTEREST ALONE.

Do you have $65,000 to throw away???

The more debt you have, the more difficult it is to get approved for a reasonable car loan, mortgage, or personal loan.

The difference between a 6% and 8% mortgage rate on a $500,000 loan is equivalent to $500,000 in interest.

Can you afford to throw away a half million dollars??

What is Acceptable?

For your own benefit, Optimal Debt Solutions can only accept unsecured debts that are not tied to any collateral, for example credit cards, personal loans, medical bills and repossessions.

Unfortunately, we are unable to accept Federally backed loans, mortgage or car loans, or check cashing establishments.

Pre-Qualification

Our pre-qualification process ensures that debt settlement is the right program for you. Once you call in, you will be asked the following questions:

	What is the total amount of your unsecured debt?
	What are you able to pay on a monthly basis?
	Are you current or behind on your monthly payments?
	Can you pay your current monthly minimum payments?
	Are collection agencies calling you repeatedly?
	Is your unsecured debt part of a joint or individual account?
	What financial hardship are you experiencing?

Debt Calculator

Enter your total monthly income:	$
Enter total unsecured debt:	$
Calculations based on a 40% debt reduction*

Total You'll Pay Without Help
(Assumes 18% interest rate and minimum payments)

Total You'll Pay with Debt Consolidation - "Them"
(If CCCS can reduce interest rate to 10%)

Total Debt Owed After Settlement

Monthly Payment Amount with ODS - US!"

Program Length

24 Months

* Individual results may vary based on ability to save funds, amount of debt, willingness of creditors to negotiate, and the successful completion of all program terms. Program does not assume or pay any debts, nor provide legal or tax advice. Prudence should always be taken by consumers when reviewing contracts and disclosure materials. Optimal Debt Solutions services are not available in all states.